Terms and Conditions

1. Acceptance of Terms

By enrolling in and accessing the Home Equity Invoice Agreement and course, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not proceed with purchase or enrollment.

2. Products Description

The Home Equity Invoice Agreement and course is designed to provide educational content and practical knowledge regarding equity invoicing and related legal frameworks. The content is structured to help participants understand the principles and applications of equity contracts in various business contexts.

3. Payments and Refunds

3.1 Payment Terms

All payments for the course must be made in full at the time of enrollment. We accept various forms of payment, including credit/debit cards and other methods specified at checkout.

3.2 Refund Policy

We offer a 30-day money-back unconditional guarantee along with a 1-year conditional guarantee. If you are not satisfied with the course for any reason, please contact our support team at [email protected] within 30 days to 1 year of enrollment to request a refund.

4. Intellectual Property

4.1 Ownership

All content provided in the course, including but not limited to text, graphics, images, and videos, is the intellectual property of WealthTradie and is protected by copyright laws. Unauthorized use or modification of any course material is strictly prohibited.

4.2 Use

Upon WealthTradie Apprenticeship enrollment, you are granted a limited, exclusive, non-transferable right to access and view the course content for personal and single commercial use only. You do not hold a license to transfer, redistribute, sell, or charge a licensee fee for any and all course content.

4.3 Copyright Infringement Penalty

Unauthorized use, reproduction, or distribution of any course material in violation of copyright laws will result in immediate termination of access to the course and its contents use, and may lead to legal action, including but not limited to, claims for damages and injunctions. You acknowledge that any such unauthorized use will cause irreparable harm to WealthTradie and will be subject to penalties and legal fees incurred in enforcing these rights.

4.4 License Rights

WealthTradie Masters enrollment, who are publically registered with WealthTradie, are granted a limited, exclusive, transferable right to access and view the course content for personal and multiply commercial uses. License holders may transfer, redistribute, sell, or charge a licensee fee for any and all course content. Only publicly registered WealthTradie Masters are authorized to charge a licensee use fee.

5. User Conduct

You agree to use the course in a lawful manner and refrain from any inappropriate behavior, including but not limited to:

- Sharing course materials with unauthorized persons

- Engaging in disruptive or harmful activities in online forums or webinars

- Providing false or misleading information during interactions

6. Disclaimers

The course content is provided "as is" without warranties of any kind. While we strive to ensure accuracy, we do not guarantee the completeness, reliability, or suitability of the content. You acknowledge that any reliance on the material is at your own risk.

7. Limitation of Liability

In no event shall WealthTradie be liable for any indirect, incidental, consequential, or punitive damages arising out of or connected with your use of the course materials, even if advised of the possibility of such damages.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be communicated to enrolled participants via email and will be effective immediately upon posting on this page.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of The United States of America. Any disputes arising from these terms shall be resolved in the courts of properties jurisdiction.

9. Governing Law

For any questions or concerns regarding these Terms and Conditions, please contact our support team at [email protected]

1. Introduction

At WealthTradie, we understand the importance of your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines our practices regarding the collection, use, and protection of your information.

2. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, mailing address, payment information, and other information you provide to us.

Usage Information: Details of your interactions with our website, including IP address, browser type, pages visited, time spent on pages, and other usage data.

Cookies and Tracking Technologies: We use cookies and similar tracking technologies to improve your experience on our website.

3. How We Use Your Information

We use your information for the following purposes:

To provide and maintain our services to process transactions and send related information to communicate with you, including responding to your inquiries and providing customer support to send promotional materials, newsletters, and other information we believe may be of interest to you to analyze and improve our website and services to comply with legal obligations and protect our rights.

4. Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:

With your consent to trusted third parties who assist us in operating our website, conducting our business, or providing services to you, provided those parties agree to keep your information confidential.When required by law or to comply with legal processes to protect the rights, property, or safety of WealthTradie, our users, or others.

5. Data Security

We implement a variety of security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

6. Your Choices

You may choose to:

Update Your Information: You can update your personal information at any time by contacting us.

Opt-Out: You can opt-out of receiving promotional emails from us by following the unsubscribe instructions included in each email.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these websites. We encourage you to read the privacy policies of any linked websites you visit.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently received personal information from a child under the age of 18, we will delete such information from our records.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: [email protected]

we are committed to transparency and ensuring that you have control over how your data is collected and used. This Cookie Policy explains how we use cookies and similar technologies on

WealthTradie.com

("Website") to enhance your experience and provide valuable insights into user interactions.

By continuing to browse or use our website, you agree to our use of cookies as outlined in this policy.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites function efficiently, track user behavior, and enhance user experience by remembering preferences and settings.

Cookies may collect information about:

Your browsing behavior (e.g., pages visited, time spent on site)Your device and browser type Preferences such as language, location, and login details

2. How We Use Cookies

We use cookies to:

✔ Improve website functionality and performance

✔ Enhance user experience by remembering settings and preferences

✔ Analyze website traffic to optimize content

✔ Enable targeted advertising and marketing efforts

3. Types of Cookies We Use

Cookie Types Purpose Examples Essential Cookies Required for website functionality and security. Cannot be disabled.Session cookies, authentication token Performance & Analytics Cookies Track user behavior and website performance to improve user experience.Google Analytics (_ga, gid), Meta Pixel Functionality Cookies Remember user preferences and settings to personalize experience.Language selection, saved properties Advertising & Marketing Cookies Deliver targeted ads and measure campaign performance.Google Ads (gcl_au), Facebook Pixel (fbc, fbp)Third-Party Cookies Set by external providers for analytics, marketing, and integrations.CRM tracking (Lead Connector), embedded content

4. Specific Cookies Used on WealthTradie.com

Essential Cookies

These cookies are necessary for the website to function properly. They allow you to navigate pages, access secure areas, and use essential features.

Example:

Session cookies that keep you logged in.

Performance & Analytics Cookies

These cookies help us understand how visitors interact with the website by collecting anonymous data. We use tools like Google Analytics and Meta Pixel to analyze traffic patterns and improve our content.

Example:

Tracking pages visited and time spent on the site.

Functionality Cookies

These cookies store user preferences to provide a personalized experience. They remember login details, language settings, and customized content.

Example:

Remembering your preferred currency or saved properties.

Advertising & Marketing Cookies

We use cookies to deliver relevant ads and track the effectiveness of marketing campaigns through services like

Google Ads and Facebook Ads.

Example: Showing targeted ads based on browsing activity.

Third-Party Cookies

We may allow third-party service providers to place cookies on our site to support marketing, analytics, and embedded content. These providers include:

Google Analytics (Traffic insights)Facebook Pixel (Ad tracking)Lead Connector (CRM and automation tracking)

Third-party cookies are subject to their respective privacy policies.

5. Managing Your Cookies

You can manage or disable cookies through your browser settings:

Google Chrome: chrome://settings/cookies Mozilla

Firefox: Privacy & Security Settings

Safari: Manage Cookies

Microsoft Edge: Cookies & Site Permissions

Note:

Disabling cookies may affect the functionality of certain parts of the website.

6. Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in cookie usage. Any updates will be posted on

this page with the revised effective date.

7. Contact Us

If you have any questions about this Cookie Policy, please contact us at:

Email:

[email protected]

Website:

www.wealthtradie.com

By using our website, you agree to our use of cookies as described in this policy.

I’m not asking you to decide yes or no beforehand... I'm asking you to make a fully informed decision, that is all. The only way you can make a fully informed decision is on the inside, not the outside.

So you get on the inside and see if everything we say on this webinar is true and valuable to you. Then, if it is, that’s when you decide to keep it. If it’s not for you, no hard feelings.

Unconditional Guarantee

You will then, after signing up, be able to make a fully informed decision that this isn’t for you. But you can’t make this decision right now for the same reason you don't buy a house without first looking at the inside of it. And know this... whether it’s 29 minutes or 29 days from now... if you ain’t happy, I ain’t happy.

For any reason whatsoever, if you want your money back you can get it because I only want to keep your money if you’re happy. All you have to do is go to [email protected] and tell us “gimme my money” and you got it, and in short order—our response times to any support request average 61 minutes over a 24/7 time period.

You can only make such a guarantee when you're confident that what you have is the real deal and I'm fairly confident that when you sign up, you’re getting exactly what you need to BENEFIT.

(30 days, unconditional)

Conditional Guarantee for Contractors

Three times (3x) your refund, if at minimum, an increase of 17% of end of year net profits after taxes, is not gained on the projects you use the agreement documents with and follow premium tool guidelines. Must show yearly tax returns with projects used on the returns. Guaranteed savings only count on the projects you used our tools and systems with (1 year, conditional)

FREE Parking 100% Satisfaction Guarantee

1. Introduction

Welcome to the FREE Parking Challenge! This challenge is designed to engage participants in disproving claims about the revolutionary Home Equity Invoice Agreement (HEIA). By participating, you stand a chance to win the accumulated funds held in escrow, the FREE parking spot total.

2. Eligibility

To participate, you must:

Be a legal resident of the United States. Be at least 18 years old.Agree to these terms and conditions.

3. Purchase to Participate

Every Home Equity Invoice Agreement (HEIA) purchased for $1 contributes to the FREE parking spot total.The cost of each HEIA purchase goes directly into an escrow account designated as the FREE parking spot.

4. Escrow Account and FREE Parking spot

All funds from HEIA purchases are held in escrow.The total funds in the FREE parking spot will be updated weekly and displayed on the challenge landing page.

5. Challenge Claims

Participants must disprove any of the following claims to win the FREE parking spot total:

HEIA is the most cost-effective way to flip a property.HEIA is a non-predatory equity contract benefiting all parties involved.HEIA allows wholesalers to become flippers without needing flipper skill sets (capital raising, budgeting, permitting, insurance, cash flow requirements, accounting).HEIA requires no banks or lenders to utilize a property's equity.Real estate wealth can be built with just $1 through the purchase of the HEIA.HEIA combines wholesaling with fix and flip capabilities in one contract, at least doubling the value/power of standard contracts.HEIA provides contractors with a direct path to real estate investing wealth.HEIA allows wholesalers and homeowners to agree on a fair profit upfront, preventing anti-trust issues.HEIA prevents undisclosed double closing profits while permitting novation structures for additional support.HEIA enables contractors and transaction coordinators (wholesalers and realtors) to be taxed as capital gains rather than ordinary income. Contractors can save all sales tax and ordinary income tax while using a HEIA.

6. Satisfaction Guarantee

Participants have a risk-free opportunity to join the challenge:

Participants dissatisfied with their involvement may request a refund, which will be deducted from the FREE parking spot total.Refund must be submitted before the next claim of the FREE parking spot is claimed

7. Process to Claim the FREE Parking spot Total

Claimants must be willing to publicly discuss their claim against the challenge claims. In the event of an opinion-based disproof, the claimant must conduct a survey of 100,000 real estate professionals (claimed on their tax returns) and demonstrate that the majority agree with their claim of disproof. Claimant must provide this survey with contact information of those surveyed.

8. Evaluation and Claim Resolution

All claims will be reviewed and evaluated by an independent third-party panel of real estate experts.The FREE parking spot total will be awarded to the participant who successfully disproves any of the challenge claims as determined by the panel.

9. WealthTradie Updates

WealthTradie holds the right to update HEIA's terms and conditions at any time.Any such updates will waive claims of these terms and conditions, specifically concerning the escrow account release, on any older versions of HEIA.Claimants must announce their intention to disprove a claim before any update to ensure their claim is considered based on the terms and conditions in effect before the update.

10. Legal Considerations

By participating, you agree to comply with all applicable laws and regulations.Any disputes arising from the challenge will be resolved through arbitration as per the guidelines set forth on the challenge landing page.

11. Miscellaneous

WealthTradie reserves the right to modify or discontinue the challenge at any time.Any changes to these terms and conditions will be communicated promptly.

1. Acceptance of Terms

By using the WealthTradie mobile app (“App”), you agree to these Terms of Service and our Privacy Policy. This governs your use of all calculators, contract templates, contractor/liaison connections, and HEIA resources made available through the app.

2. App Overview

WealthTradie provides:

Educational materials about home equity

Smart questionnaires to populate HEIA and related contracts

A secure place to upload and download your documents

Tools for matching with licensed contractors and liaisons

Built-in calculators for property value, profit, and renovation ROI

The app is free to use, with optional one-time membership purchase options to unlock advanced features and licenses.

3. Account Responsibilities

You agree to provide accurate and truthful info.

You are responsible for maintaining the confidentiality of your login.

Your use of HEIA forms must comply with applicable state laws and local regulations.

4. Intellectual Property

All app content—including HEIA templates, calculators, guides, and brand assets—is the exclusive property of WealthTradie and protected under U.S. copyright laws.

You may not:

Modify or resell templates or proprietary contracts

Use the app or its contents to develop competing services

5. User Content & Uploads

You retain full ownership of documents and information you upload. You grant WealthTradie a limited license to store, process, and share your information only for the purposes of:

HEIA document generation

Matching you with approved Liaisons or Contractors

Providing valuation, title, or novation services as requested

6. Payment Terms

The app is free to download and use

Optional one-time membership upgrades are available through in-app purchases

All purchases are processed securely through the Apple App Store or Google Play Store

7. Limitation of Liability

WealthTradie is not responsible for:

Financial outcomes of any HEIA agreement

Errors or omissions by third-party contractors or liaisons

Changes in property value or market conditions

You agree to use all information and contracts at your own discretion and consult professionals when needed.

8. Termination

We may suspend or terminate your access if:

You violate these terms

You misuse WealthTradie IP

Required licenses or payments lapse

You may cancel your account at any time. Data may be retained to honor legal HEIA obligations.

9. Governing Law

These Terms and any disputes shall be governed by the laws of the State of Florida, without regard to conflict of law principles.

10. Contact

For support or questions:

WealthTradie™
[email protected]
(910)-539-1485

Introduction

WealthTradie™ ("we", "us", or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share information when you use the WealthTradie mobile app (the “App”).

What We Collect

Information You Provide:

Name, address, phone number, email

Property value estimates, debt info, and HEIA contract data

Uploaded documents (including completed contracts)

Contractor and Liaison profiles

Questionnaire answers used to auto-generate documents

Automatically Collected Data:

Device info (OS, model, IP address)

Usage data (features used, session time, navigation)

We do not collect sensitive personal identifiers like SSNs or bank credentials. All payments are handled by secure third-party providers.

How We Use Your Information

We use your data to:

Generate HEIA documents based on your questionnaire answers

Match homeowners with Contractors and Liaisons

Provide educational content and calculators

Help you manage equity-based renovation and investment projects

Ensure compliance with WealthTradie’s licensing and usage terms

Our app (WealthTradie) uses the following data handling practices:

User Login Information

We only collect Name, Email Address, and User ID when a user creates an account or logs in.

This information is required to authenticate users and provide access to their account.

No additional sensitive data (financial, health, contacts, etc.) is collected.

Diagnostics

We collect crash logs and basic diagnostics strictly for app performance and troubleshooting.

These are not linked to the user’s identity.

Tracking Disclosure

Our signup/login pages may include Facebook Pixel or similar tracking pixels, which can be used for marketing attribution and retargeting purposes.

For this reason, we selected “Data Used to Track You” → Contact Info + Identifiers in App Privacy.

We do not sell data, share with data brokers, or use tracking for any other purpose beyond standard marketing attribution.

No Additional Data Collection

We do not request access to contacts, photos, location, or any other data beyond the login fields mentioned above.

We comply with Apple’s Sign in with Apple guideline and have implemented it alongside third-party login options.

Data Security

We follow industry best practices including:

Encrypted data storage

Secure authentication

Controlled internal access

Your Rights

You may:

View and update your account info

Request deletion of your data

Revoke access to Liaisons or Contractors

Export your documents

Contact us anytime at [email protected]

for requests.

Data Retention

We retain information as long as needed for:

Active accounts

Legal recordkeeping under HEIA agreements

Children’s Privacy

There is no age restriction to use the app, but users must be capable of entering agreements in accordance with

Florida law.

Summary:

Our privacy settings in App Store Connect match the actual behavior of the app: login info is collected for authentication, diagnostics are used for crash reporting, and pixels are disclosed as tracking.

Data Sharing

We do not sell, rent, or trade your data.

We only share your data with:

Verified WealthTradie Liaisons, Contractors, or Affiliates you choose to interact with

Licensed parties required to execute your HEIA or related contracts

Service providers who support the app’s core functionality (e.g., hosting)

Changes

You will be notified in-app or by email of any Privacy Policy updates.